What To Do If You Are Injured In A Car Accident
More than six million motoring accidents occur every year in the US. Fortunately, a significant percentage of these accidents involve property damage or damage to the vehicle rather than harm to the occupants. Nevertheless, a third of motoring accidents end up causing personal injury. If you get involved in a car accident, there are some things you can do to safeguard yourself and your interests. Here is what you need to do and avoid should you find yourself in the unfortunate event of a motor accident.
What You Shouldn’t Do
Whenever you’ve been involved in a motoring accident and suffered an injury, the first thing you should do is call the police. If you feel you have been physically injured, you should also seek appropriate medical care as soon as you can. Moreover, you have to exchange contact as well as insurance details with the other driver. However, there are certain things that you should desist from doing.
• Do not make a statement concerning the accident to the other motorist’s insurance company.
• Do not accept money or make any provisions to accept money from the other motorist.
• Do not avoid medical attention.
What You Should Do at the Scene
Immediately following the accident, you should gauge the situation to ensure your immediate safety. In case you judge that moving has a potential to put you at risk of more injury, it is advisable to stay in the vehicle. Call the police and your insurance company. If you can move out of your vehicle, start gathering information about the name and insurance company of the other vehicle/s. if witnesses are at the scene, get their contact information too. Once the police arrive at the scene, provide your name and your insurance information. You should also provide these details to the other motorists involved in the accident.
Besides, it is extremely important to ensure that you make every effort to safeguard your rights following a car or any type of accident. It is always advisable to consult a personal injury attorney immediately. With most personal injury attorneys, you won’t be required to pay anything for the initial consultation. Since such attorneys handle accident injury claims on a contingency fee basis, you won’t owe any legal fees until you win your case.
Who will cater for your medical bills?
Whenever you are injured in a traffic accident, whether as a passenger or driver, the insurance company that is covering the vehicle is often supposed to cater for at least a certain percentage of your medical bills. In some states, insurance law necessitates that coverage for personal injury protection is included in every motor vehicle insurance policy issued. Nonetheless, coverage limits may vary depending on policy deductibles, the sort of health insurance you possess, or even if you have health insurance. A personal accident attorney will work with your healthcare provider to ensure your medical bills are settled through personal injury cover and coordinate any benefits you are eligible for.
What if you can’t get back to working immediately?
In case the injuries you got from the accident are so severe that you can’t get back to work for a prolonged period, you can be entitled to recoup a percentage of your lost income through your vehicle’s personal injury coverage. In such a case, a personal injury attorney will be of great advantage. First, the attorney will organize the recovery of the income you have lost for the period you have been out of work or to the extent that the insurance policy permits. Again, the attorney will coordinate with your employer to acquire the documentation needed by the insurance company.
When an accident occurs, it is often easy to get shaken and disoriented. Nevertheless, it is important to remain calm and composed and obtain critical information in the aftermath of the accident. It is also important to inform the relevant authorities such as the police and your insurance company, immediately after an accident.